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Benchmarking Generalization in Financial Statement Fraud Detection: robust evaluation and novel tasks

Research Financial Fraud Detection

Merged summary

TL;DR - This paper introduces an LLM-based framework and company-isolated benchmark for detecting financial statement fraud from structured financial data and summarized MD&A text. The evaluation targets generalization to unseen companies, avoiding overly optimistic random splits.

  • Proposes Company-Isolated FSFD (CI-FSFD) as a more realistic benchmark task.
  • Publishes a U.S. company dataset combining financial statements, summarized MD&A text, and fraud labels.
  • Integrates structured financial metrics with unstructured report text using LLMs.
  • Reports state-of-the-art performance on CI-FSFD and highlights the value of textual data.

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Benchmarking Generalization in Financial Statement Fraud Detection: robust evaluation and novel tasks

arXiv cs.LG Guy Stephane Waffo Dzuyo, Gaël Guibon, Christophe Cerisara, Luis Belmar-Letelier 2026-07-21 arXiv:2607.19259

TL;DR - This paper introduces an LLM-based framework and company-isolated benchmark for detecting financial statement fraud from structured financial data and summarized MD&A text. The evaluation targets generalization to unseen companies, avoiding overly optimistic random splits.

  • Proposes Company-Isolated FSFD (CI-FSFD) as a more realistic benchmark task.
  • Publishes a U.S. company dataset combining financial statements, summarized MD&A text, and fraud labels.
  • Integrates structured financial metrics with unstructured report text using LLMs.
  • Reports state-of-the-art performance on CI-FSFD and highlights the value of textual data.
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