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New-deal mortgage programmes benefited white borrowers disproportionately

Research Housing Inequality

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TL;DR - New US home-loan data from around the Second World War show that New Deal mortgage programmes disproportionately benefited white borrowers while excluding Black borrowers.

Links homebuying loan records with borrowers’ race and immigration status.
Identifies unequal access to federally supported mortgage programmes.
Provides historical evidence of how housing policy contributed to racial disparities in homeownership.

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New-deal mortgage programmes benefited white borrowers disproportionately

Nature Katherine A. Thomas, Thomas B. Storrs, Wenfei Xu, Jacob W. Faber 2026-07-29 doi:10.1038/s41586-026-10850-8

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Providers: Hugging Face · N/A OpenAlex · Citations 0 Publisher · N/A Semantic Scholar · N/A X · N/A Fetched 2026-08-28 14:32:53.732739 UTC

TL;DR - New US home-loan data from around the Second World War show that New Deal mortgage programmes disproportionately benefited white borrowers while excluding Black borrowers.

Links homebuying loan records with borrowers’ race and immigration status.
Identifies unequal access to federally supported mortgage programmes.
Provides historical evidence of how housing policy contributed to racial disparities in homeownership.

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