AI重塑商业，信任决定未来商业能走多远丨Visa大中华区总裁张文翊

TL;DR - Visa Greater China President Shirley Yu argues that AI agents will reshape commerce by participating in discovery, decision-making, and payments, but broad adoption depends on trusted identity, explicit authorization, and shared governance. Visa aims to extend its payment-network and risk-management capabilities into this emerging agentic commerce ecosystem.

• Commerce may shift from users manually finding and buying services to agents understanding needs, comparing options, and transacting within user-defined limits.
• Payment systems must verify that an agent represents the user, acts within a clear and revocable authorization scope, and carries traceable responsibility.
• Visa Intelligent Commerce focuses on trusted identity, explicit authorization, secure credentials, payment controls, and ecosystem coordination.
• Scaling agentic commerce will require common standards and cooperation among banks, merchants, platforms, technology providers, and payment networks.