AI重塑商业，信任决定未来商业能走多远丨Visa大中华区总裁张文翊
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TL;DR - Visa Greater China President Shirley Yu argues that AI agents will reshape commerce by participating in discovery, decision-making, and payments, but broad adoption depends on trusted identity, explicit authorization, and shared governance. Visa aims to extend its payment-network and risk-management capabilities into this emerging agentic commerce ecosystem.
- Commerce may shift from users manually finding and buying services to agents understanding needs, comparing options, and transacting within user-defined limits.
- Payment systems must verify that an agent represents the user, acts within a clear and revocable authorization scope, and carries traceable responsibility.
- Visa Intelligent Commerce focuses on trusted identity, explicit authorization, secure credentials, payment controls, and ecosystem coordination.
- Scaling agentic commerce will require common standards and cooperation among banks, merchants, platforms, technology providers, and payment networks.
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AI重塑商业，信任决定未来商业能走多远丨Visa大中华区总裁张文翊
TL;DR - Visa Greater China President Shirley Yu argues that AI agents will reshape commerce by participating in discovery, decision-making, and payments, but broad adoption depends on trusted identity, explicit authorization, and shared governance. Visa aims to extend its payment-network and risk-management capabilities into this emerging agentic commerce ecosystem.
- Commerce may shift from users manually finding and buying services to agents understanding needs, comparing options, and transacting within user-defined limits.
- Payment systems must verify that an agent represents the user, acts within a clear and revocable authorization scope, and carries traceable responsibility.
- Visa Intelligent Commerce focuses on trusted identity, explicit authorization, secure credentials, payment controls, and ecosystem coordination.
- Scaling agentic commerce will require common standards and cooperation among banks, merchants, platforms, technology providers, and payment networks.